Investment-Only Annuities (IOVAs) provide a low-cost, tax-deferred solution in addition to your 401(k) or IRA investments. The investments in the Investment-Only Annuities (IOAs) are diversified, which means that your funds are invested in uncorrelated asset classes, lowering your overall investment risk.

Your retirement funds can get a boost if you invest regularly in IOVAs. You will not only reduce your tax burden but will also allow your money to earn a higher return, giving you more funds on your retirement. So, if you think IOVAs are for you, you should definitely invest in them.

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